有一个人他拥有八十万的现金资产，这个人想买辆宝马车，没有财商思维的人，就直接把这八十万变成了一台车，这八十万没了，变成了一台宝马车。这个宝马车是负债。
因为你今天买过来八十万，我敢保证，只要你买过来再去卖，这个车，一定卖不到八十万以上，而且买过来还要付邮费、保险费、停车费等乱七八糟费。
对，还是不对，这叫穷人，这叫没有财商的人。我告诉你啊，富人是这样的，也拥有八十万的现金资产，他也想买台车，但是富人不去把这八十万直接变成车。
他把这八十万的现金拿出去，投了个项目。换句话讲，把这八十万的现金变成了资产，结果这项目给他赚了八十万，他卖了一台汽车，这个时候他的资产负债表是这样的。
既拥有八十万的资产，又拥有一台宝马汽车，而且这个八十万的资产带来的钱是足以让他偿还这个宝马汽车每个月给他带来的支出的。这就是学会延迟享用。
如果要想财富自由，其实非常简单。你们只需要记住一句话，财富自由的计划就是不断的增加资产，不断的减少负债。当你不断增加资产的时候，当你不断的减少负债的时候。
你的被动收入总有一天会大于你的支出，你就怎么样了。
There is a person who has 800,000 cash assets. This person wants to buy a BMW. A person without financial thinking directly turns the 800,000 into a car. The 800,000 is gone and it becomes A BMW car. This BMW car is in debt.
Because you bought it for 800,000 today, I can guarantee that as long as you buy it and sell it, this car will definitely not sell for more than 800,000, and you will have to pay postage, insurance, parking and other messy fees.
Yes, it's still not right. This is called a poor person, and this is called a person without financial quotient. Let me tell you, this is what the rich man is, he also has 800,000 cash assets. He also wants to buy a car, but the rich don't turn the 800,000 directly into a car.
He took out the 800,000 cash and invested in a project. In other words, he turned the 800,000 cash into assets. As a result, this project earned him 800,000 yuan. He sold a car. At this time, his balance sheet was like this.
He has 800,000 assets and a BMW car, and the money brought by this 800,000 asset is enough to allow him to repay the monthly expenses this BMW car brings to him. This is learning to delay enjoyment.
If you want freedom of wealth, it's actually very simple. You only need to remember one sentence, the plan of wealth freedom is to continuously increase assets and continuously reduce liabilities. When you continue to increase assets, when you continue to reduce liabilities.
Your passive income will be greater than your expenditure someday, so what happens to you.